An SMSF loan is a home loan used by a self-managed super fund (SMSF) to buy an investment property. The returns on the investment – whether that’s rental income or capital gains – are funnelled back into the super fund, increasing your retirement savings.
For SMSFs looking to purchase residential investment property, most lenders will restrict your loan to 70% of the property value and require you to make Principle & Interest repayments.
Although SMSF loan structures can be quite complex, there are specialist lenders who have designed specific products to finance these transactions.
XYZ Finance work together with both the clients and their Financial Planners to ensure the best advice and outcome is achieved.
Speak to XYZ Finance today and we can assist you with the right loan option for your SMSF property purchase.